THE LIABILITY HAS YOUR NAME ON IT: MAKING AI RISK INSURABLE VIA THE HOOPER STANDARD THE PERSONAL LIABILITY TRAP Rice's Theorem: The Software Ceiling Mathematically impossible for software to reliably judge the semantic properties of software. The Insurance Gap (ISO CG 40 47/48) Insurers filing absolute AI exclusions; cannot independently measure agentic behavior. Officers face personal liability under Caremark & McDonald's doctrines for oversight failures. THE SOVEREIGN BOX & THE HOOPER STANDARD attest-demo — NODE A: BUYER → ATTESTATION REQUEST → SILICON ORACLE (THETADRIVEN PMUc) → VERIFIED RESPONSE → NODE B: VENDOR SECURES / Verified by Silicon Serial Semantic-Physical-Hardware (SPH) Unity Intent is mapped to physical execution paths on the chip, making drift a measurement, not an opinion. 144x144 Deterministic Lattice Drift Receipt: Priceable Financial Instrument THE HOOPER STANDARD: AVAILABILITY OVER CUSTOM Feature Stochastic (LLM Judge) Deterministic (ThetaDriven) Stability Fails at the boundary Byte-identical every run (Rice's Theorem) (Determinism) Recomputability Impossible Exit 0 (Stochastic/Amnesias) (Any stranger can reproduce) Legal Standing "Good faith" opinion Forensic Fact (Hardware-attested) $ npx thetacog-mcp attest-demo TRUST PHYSICS SOURCE: NotebookLM